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21-Aug-2016 01:02

The harsh reality is that some colleges and degrees pay for themselves, while others don’t, and in today’s job market that’s something all students need to seriously think about before enrolling in any college and degree program.

ROI, or return on investment, is a term that many have probably heard before.

For example student A may decide that she needs the personalized attention only found in a small classroom in order to do well, while student B can thrive in a small or large environment.

Although ROI can be very personal, below are important factors that all students should consider: To calculate a college’s ROI, the first step is to determine the total cost of college.

This is when scholarships and grants will be beneficial.

The more free money you can get, the less you’ll have to borrow and eventually pay back.

According to, below are five majors that are a wise investment: For many students, the primary concern is what they’ll earn after graduating.

How much it pays off, however, depends on how smart the investment was in the first place.Skyrocketing tuition rates have also lead many to question whether a degree is even worth it.Research has shown, however, that a degree does pay off, as long as it leads to a well-paying career and not just a job at the local coffee shop post graduation.On a related note, one’s major or field can greatly influence future salary.

It’s no surprise that an engineering degree will lead to a lucrative career, whereas a liberal arts degree will be much more varied, with some occupations even leading to little or no return at all.

How much a graduate will earn is key to calculate college ROI, as well as making smart decisions about student loans.